Share/Certificate Rates


Rates Effective March 1, 2019

Account Type Dvidend Rate APY**
Regular Shares (Savings)
(Paid Monthly)
0.10% 0.10%
Money Market Accounts - $1,000.00 to $9,999.99
(Paid Monthly)
0.10% 0.10%
Money Market Accounts - $10,000.00 and UP
(Paid Monthly)
0.15% 0.15%
Share Draft (Checking)
(Must maintain an average minimum monthly balance of $500.00 to earn interest)
(Paid Monthly)
0.01% 0.01%
IRA (Individual Retirement Accounts) - NO MINIMUM
(Paid Monthly)
0.25% 0.25%
Christmas/Vacation Clubs
(Paid Monthly)
0.15% 0.15%

Certificates

Minimum Deposit $500.00

Term Dividend Rate APY**
6 Month (Paid Monthly) 1.80% 1.81%
12 Month (Paid Monthly) 2.10% 2.12%
24 Month (Paid Monthly) 2.20% 2.22%
36 Month (Paid Monthly) 2.40% 2.43%
48 Month (Paid Monthly) 2.50% 2.53%
60 Month (Paid Monthly) 2.60% 2.63%

IRA Certificate* Rates

Minimum Deposit $500.00

Term Dividend Rate APY**
24 Month (Paid Monthly) 2.20% 2.22%
36 Month (Paid Monthly) 2.40% 2.43%
48 Month (Paid Monthly) 2.50% 2.53%
60 Month (Paid Monthly) 2.60% 2.63%

*Substantial penalty for early withdrawal

Rates Subject to Change Without Notice.