Savings Rates*

Effective July 27, 2017

Regular Shares (savings) paid monthly 0.10% APR 0.10% APY
Money Market $1,000.00 to $9,999.99 0.10% APR 0.10% APY
Money Market $10,000.00 and up 0.15% APR 0.15% APY
IRA (retirement accts.) paid monthly - NO MINIMUM 0.25% APR 0.25% APY
Christmas Club/Vacation Club paid monthly 0.15% APR 0.15% APY
Share Draft (checking) - minimum monthly balance of $500.00 0.01% APR 0.01% APY


Certificate Rates*

$500 Minimum/Paid Monthly

6 Month 0.50% APR - 0.50% APY
12 Month 0.70% APR - 0.70% APY
24 Month 1.00% APR - 1.00% APY
36 Month 1.15% APR - 1.16% APY
48 Month 1.45% APR - 1.46% APY
60 Month 1.80% APR - 1.81% APY


IRA Certificate Rates*

$500 Minimum/Paid Monthly

24 Month 1.00% APR - 1.00% APY
36 Month 1.15% APR - 1.16% APY
48 Month 1.45% APR - 1.46% APY
60 Month 1.80% APR - 1.81 % APY


*Rates Subject to Change without Notice

Any member opening a new checking account will receive a FREE box of checks of their choice from our catalog. This includes free lettering, monograms, background shadow, and accents. See any teller for help. With our checking accounts you also get FREE Online Banking, FREE Web Bill Pay, FREE Overdraft Protection,and FREE transfers between accounts anytime!

Dividend rates and fees are effective as of the date stated and are subject to change without notice. Call for current rates.

*Penalties may be incurred for early withdrawl of term share certificates.

*All dividends are paid monthly.

**Substantial penalty for early withdrawl

APY = Annual Percentage Yield

APR = Annual Percentage Rate