For a list of our current fees,
DEBIT CARD SECURITY INFORMATION
It has been brought to our attention that members of LRFCU are being contacted fraudulently via text messaging from an outside source. Members are receiving text messages informing them that there is an issue with their debit card and giving them a number to call which then asks them to give their debit card number over the phone.
We at LRFCU will NEVER contact you requesting your card number. Please remember that we do have fraud monitoring attached to our Debit/Credit Cards. If fraudulent activity is suspected on the card, we (our fraud monitoring service) may contact the member and ask to verify recent transactions. But even in these circumstances, we do NOT ask for the member to provide a card number. If you believe you have received a fraudulent text message, do NOT respond and contact the credit union.
IMPORTANT NEW INFORMATION
REGARDING OUR FUNDS AVAILABILITY POLICY
You previously received a statement about our funds availability policy, which explains when funds from deposits to certain accounts you have with us will be available for withdrawal. This Notice describes a change to that policy statement. This change is effective July 21, 2011. If you have any questions about this change, please contact us.
Our previous policy disclosure describes certain circumstances when the first $100 of a deposit would be available on the first business day after the day of deposit. The remaining funds from the deposit would be available at a later date.
After the effective date of the change, the amount that will be available on the first business day after the day of deposit will increase from $100 to $200.